Where we fit
Not a point-of-sale (POS). Not a loan origination system (LOS).
Friday Harbor works seamlessly within your existing tech stack. The system pulls in raw borrower documents, and pushes back conditions and qualifying income.
Natively integrated with leading LOS providers and available via comprehensive APIs to integrate into proprietary systems or workflows.
Easy onboarding
No rip-and-replace required
Authorized integrations with leading LOS providers (including ICE Encompass), third-party verification providers, and GSE systems. A full suite of APIs for custom integrations and workflows. If you use it, we probably already connect to it.
Loan Origination Systems
Friday Harbor stays in sync with the source of truth: your LOS. Send in raw application data and uncategorized documents. Friday Harbor handles the messiness of the real world.
GSE Income Calculations
A direct integration to Fannie Mae’s Income Calculator (one of only 10 authorized in the industry). Potential to receive rep and warrant relief for eligible income types.
Point of Sale
Continue to use the existing POS solutions your originators prefer. Push Friday Harbor conditions back to the borrower and enable a dynamic consumer self-serve experience.
API
Build custom integrations to your POS or TPO portal, define your own workflows, and connect proprietary systems. Prepare your borrower experience for consumer AI Agents.
2 weeks or less
Most lenders are running production loans
within Friday Harbor.
Industry Expertise
Deep mortgage expertise meets cutting-edge AI
Friday Harbor was born out of the Allen Institute for AI Incubator and is backed by top Silicon Valley venture firms. Our leadership team blends experience scaling AI-native fintech with deep mortgage experience.
Industry Expertise
One of the most active technology providers in the mortgage expertise. We are members of industry groups including MISMO, MBA, CHLA, The Mortgage Collaborative. One of only ten Fannie Mae-approved Technology Service Providers for income calculation integration.
Institutional Backing
Backed by AI2 Incubator, Abstract Ventures, Mischief, CoFound, and Wischoff Ventures. A culture to attract to top AI Engineering talent.
Industry Expertise
One of the most active technology providers in the mortgage expertise. We are members of industry groups including MISMO, MBA, CHLA, The Mortgage Collaborative. One of only ten Fannie Mae-approved Technology Service Providers for income calculation integration.
Institutional Backing
Backed by AI2 Incubator, Abstract Ventures, Mischief, CoFound, and Wischoff Ventures. A culture to attract to top AI Engineering talent.
Ready to learn more?
Speak with us to learn if Friday Harbor is a good fit for your organization.